FreeCharge was probably best against PayTM and Mobikwik during their initial days, but it started falling. FC was later sold to Snapdeal, and then to Axis Bank. Whatever it takes, I started using credit card and there is no use of FC. By end of May 2019 I uninstalled FC.
As of now paytm's main usage sticks to Uber bill payment, I am soon to try credit card payment on uber. Even now Ola is offering payment by VISA cards, so there is chance that I will shift from Ola postpaid to VISA card payment.
As it goes well, PayTm usage will go low for me. Unless I get a good deal to pay via PayTM.
Update on June 23 : Credit usage on Uber is great so far!! So no turning back to PayTM. Thankfully I am not a PayTM Bank customer nor I applied for PayTM credit card.
Mobikwik's supercash is a shit for customers like me. I seldom use it, but gets cashback via Max Get More for using SBI/OBC debit card. And this cashback can used for other purpose!
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